Do I Pay a Deductible for Stone Chip Repairs in Manitoba?

1. Stone Chip Repair in Manitoba (Often Free)

Choosing stone chip repair Manitoba as soon as damage appears is usually the most affordable option. Repairing a chip early helps prevent larger cracks and reduces the need for a complete windshield replacement.

For many MPI policyholders:

  • $200 Plus, $200, and $100 Deductibles: Stone chip repairs are generally FREE.
  • $300 Deductible: A small repair fee may apply, depending on the damage.
  • $500 Standard Deductible: You may be responsible for the full repair cost.

Coverage depends on your individual MPI policy. If you’re unsure, Redcoat Auto Glass can review your MPI Auto Glass Claim and explain what your policy covers before any repairs begin.

2. Windshield Replacement (Deductible May Apply)

If a stone chip isn’t repaired in time, it can quickly spread into a crack that makes repair impossible.

When this happens, your windshield may need to be replaced, and you’ll typically be responsible for paying the deductible associated with your MPI Autopac policy.

That’s why scheduling stone chip repair Manitoba as soon as possible can save you both time and money.

How to Check Your Coverage

You don’t have to guess whether your repair is covered.

Simply have your:

  • Vehicle Registration
  • Licence Plate Number
  • Policy Information

The team at Redcoat Auto Glass can help review your MPI Auto Glass Claim, explain your deductible, verify your coverage, and answer any questions you have about the repair process.

Whether you need stone chip repair Manitoba or a complete windshield replacement, we’ll make sure you understand your options before any work begins.

Why You Shouldn’t Wait to Repair a Stone Chip

A small stone chip may seem harmless today, but it can become a large crack tomorrow.

Common causes of spreading cracks include:

  • Manitoba’s changing temperatures
  • Road vibrations
  • Highway driving
  • Potholes and rough roads
  • Everyday vehicle movement

Once the crack spreads, a simple repair may no longer be possible, and a full windshield replacement could be required.

That’s why early stone chip repair Manitoba is always the better option whenever the damage is repairable.

Why Choose Redcoat Auto Glass?

At Redcoat Auto Glass, we help Manitoba drivers make the claims process simple and stress-free.

Our experienced technicians can:

  • Inspect your windshield damage
  • Help you understand your MPI Auto Glass Claim
  • Verify your deductible and coverage
  • Recommend repair or replacement
  • Complete professional windshield repairs and replacements using quality materials

If you’re looking for reliable stone chip repair in Manitoba, our team is here to help you get back on the road safely and confidently.


Contact Redcoat Auto Glass Today

Don’t wait for a small chip to become a costly windshield replacement.

If you need stone chip repair in Manitoba, contact Redcoat Auto Glass today. We’ll inspect your windshield, explain your MPI Auto Glass Claim, verify your coverage, and help you choose the best repair solution for your vehicle.

Frequently Asked Questions (Stone Chip Repair Manitoba)

Q: Is stone chip repair in Manitoba covered by MPI?

A: Yes. Many MPI Autopac policies cover with little or no deductible, depending on your coverage.

Q: Will a stone chip repair make the damage invisible?

A: No. The repair restores the windshield’s strength and helps stop the damage from spreading, but a small mark may still remain.

Q: How many stone chips can be repaired on one windshield?

A: In many cases, up to three stone chips can be repaired if they’re not in the driver’s line of sight or too close to the windshield edge.

Q: Will an MPI Auto Glass Claim affect my insurance?

A: Generally, no. Most MPI Auto Glass Claims for stone chip repairs do not affect your Driver Safety Rating (DSR) or increase your Autopac premiums.

Q: How do I know if my windshield can be repaired?

A: The easiest way is to visit Redcoat Auto Glass. We’ll inspect the damage, explain your MPI Auto Glass Claim, verify your coverage, and let you know whether a repair or replacement is the safest option.